When you are bored.

1. Misplace your wallet.
2. Call up banks to cancel your cards.
3. Banks says no transaction made. There will be a RM50 charges for card replacement.
4. Tell the nice lady it's absurd and you want to cancel the card (Tone: angry).
5. The lady franticly tells you she'll kindly waive it for you.
6. Wait for your replacement card to arrive.
7. If you are still bored, repeat step 2-6 a few times.

Ok, the part that sucks big time is I found my wallet 10 minutes after step 6.